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Crop planting deadlines play a role

Federal crop insurance helps producers recover from circumstances beyond their control such as weather related catastrophes and to manage other business risks related to agriculture.
According to Dan Biel of Marin-Biel Insurance Inc., there are dates set by the Federal Risk Management Agency to which producers must adhere in order to get full coverage on a crop.
For instance, in this area, the deadline date for spring wheat is May 15 and for corn in our area, the deadline date is May 25.
“All parts of the country have different deadlines,” said Biel. “It’s based on the optimum time for the corn to mature and be harvested.”
He explained that producers can still plant corn, but for each day passed the planting deadline, the coverage for that crop drops a certain percentage. For example, in the first 10 days past the deadline, the coverage drops by 1 percent per day. At 25 days past the planting deadline, 50 percent of the coverage is lost.
Biel said that crops need a certain amount of time and certain conditions to mature. If the crop is planted further into the growing season, the mature date of that crop is later.
“So if we get frost damage in September, that corn quits producing,” he said. “Insurance would have to cover that failed crop.”
That is where the deadlines come in.
If corn is planted by June 1, there is a chance that it has time to mature into a full crop but if not, it would not be covered 100 percent under the federal guidelines.
Crops with later planting deadlines, such as soybeans, June 10 or sunflowers, June 15, can be planted when the weather and field conditions improve.
– Katie Zerr –